Family Protector
Accidental Death Coverage for the Entire Family
Annual Premium: $330 (no added fees)
Monthly Premium: $30/month (less than $1 per day)
Why Own Family Protector
- Accidents are the leading cause of death for American adults under the age of 45 and the 3rd leading cause overall
- Every 12 minutes someone dies in an accident on our nation's roads
- In an instant an accident can change your life
- Accidents can happen to anyone anytime
- Because accidents happen without warning, many families are not prepared and are left financially devastated
Coverage Features
- Family Accidental Protection 24 hours a day, 365 days a year
- A plan to fit all families
- Coverage for the entire family
- Future premiums waived upon accidental death of the primary earner
- Premiums will never increase even on increases in family size
- Either spouse may be selected as the primary earner
- Flexibility to change plan as needed
- No physical exams
- Newborn children will be automatically insured on Plan 4 fourteen days after birth
- Legally adopted children will be automatically insured on Plan 4 after the adoption date
Family Benefit Schedule
| Family Member | Plan 1 | Plan 2 | Plan 3 | Plan 4 |
|---|---|---|---|---|
| Primary Insured | $300,000 | $150,000 | $250,000 | $200,000 |
| Spouse | $0 | $150,000 | $0 | $50,000 |
| Each Child | $0 | $0 | $25,000 | $25,000 |
Issue ages from 56-65 are at 50% of the plans listed above.
A change form must be submitted to change plan.
Spousal benefits expire at age 70, or upon age 70 of the primary insured, whichever first occurs.
Child benefits expire at age 25, or upon age 70 of the primary insured, whichever first occurs.
Accidental death must result directly and independently from all other causes and within 365 days from date of injury.
Ready to protect your family? Apply online today.
Apply Now